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- Inventory - take an inventory of valuable items in and
around your home. Keep a copy in a safe place, and consider
keeping an additional copy somewhere off-site (in case of
fire).
- Homeowners
Insurance - occasionally check for better deals to lower
your premium. (Get
Quotes)
- Routine Checks - do occasional checkups of your home's
security and safety.
- Pest Control - have annual inspections for wood destroying
insects and other pests.
- Maintenance - try to schedule house maintenance on a regular
basis.
- Home Equity
Loan or Line of Credit - potentially a financially strategic
way of making use of the equity you have built up in your
home. Use our Refinance resources to determine if a loan
is the way to go for your household. (Get
Free Quotes)
- Refinance - in times where interest rates are low, many
thousands of dollars in savings can result from a refinance
of your current mortgage loan. (Get
Free Quotes)
- Credit Rating - You can get a copy
of your Credit Report
from ReliaCredit (or Credit
Reporting ).
One of the most well-known monitoring companies is
ConsumerInfo (or
freecreditreport.com
), and you can check out their excellent offerings by
clicking
here. .
You should always keep an eye on your credit report and
FICO score to watch out for errors.
- Housing Values - stay on top of current housing prices
in your neighborhood. You can get a quick and accurate valuation
of your home (and neighboring homes) from Instant
On-Line Appraiser
.
- Important information - keep insurance paperwork, title
materials, contracts, documents, security codes, phone numbers,
etc) for easy reference. Keep an additional copy off-site
in a safe place.
- Taxes - keep track of your real estate tax situation and
maintain records of all iimprovements done to your house
-as most, if not all, are tax deductible. Consult your tax
advisor.
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