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Home Equity Loans Discrimination
Being denied service because of your race,
color, religion, national origin, sex, marital status, age,
familial status, or handicap is against the law. You are granted
protection against this type of mistreatment by the Equal
Credit Opportunity Act (ECOA) and the Fair Housing Act (FHA).
Under these acts, a lender must provide an individual with
a justified reason for being denied the loan within 30 days
of applying. They also can not set different terms or provisions
based on race, color, religion, national origin, sex, marital
status, age, familial status, or handicap.
If your lender asks you questions in regards to your health,
family or otherwise, that do not directly affect your loan,
you have the right not to answer them.
You can also report their actions if you feel you are a victim
of discrimination.
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