Credit Report Disputes

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Disputing a Credit Report Error
If you find an error in your Equifax Credit Report™ or in any of the products that contain information from your file (e.g. Equifax Credit Watch™, Score Power®) you should initiate an investigation with the reporting bureaus by contacting them directly or through one of their premium credit reporting subscriber services.

The bureaus will investigate your concerns directly at the source (creditor, collection agency or courthouse), respond to you within 30 days, and send you an updated copy of your Credit Report via US Mail. If you are in the process of applying for a loan, immediately notify your lender of any incorrect information in your file.

Any lender will need to reorder your credit file and score once any changes have been made to your report.

To sign up for a premium subscriber service and get tons of credit reporting benefits -including dispute help, follow the link below and purchase the very reasonably priced annual reporting for your credit history.

Get your FREE credit score and more!

I currently have a score of 820 and that is with an existing mortgage, two car loans, and two open, high-limit credit card accounts. So, I know my stuff when it comes to credit. However, as always, you should consult your financial advisor before taking anyone's advice for your particular situation.

Other related credit report pages:

 

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