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Disputing a Credit Report
Error
If you find an error in your Equifax Credit Report™
or in any of the products that contain information from your
file (e.g. Equifax Credit Watch™, Score Power®)
you should initiate an investigation with the reporting bureaus
by contacting them directly or through one of their premium
credit reporting subscriber services.
The bureaus will investigate your concerns
directly at the source (creditor, collection agency or courthouse),
respond to you within 30 days, and send you an updated copy
of your Credit Report via US Mail. If you are in the process
of applying for a loan, immediately notify your lender of
any incorrect information in your file.
Any lender will need to reorder your credit
file and score once any changes have been made to your report.
To sign up for a premium subscriber service
and get tons of credit reporting benefits -including dispute
help, follow the link below and purchase the very reasonably
priced annual reporting for your credit history.
Get
your FREE credit score and more! 
I currently have a score of 820 and that is with an existing
mortgage, two car loans, and two open, high-limit credit card
accounts. So, I know my stuff when it comes to credit. However,
as always, you should consult your financial advisor before
taking anyone's advice for your particular situation.
Other related credit report pages:
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